You’ll never keep up with all the latest scams around, because there’s always someone out there wanting to rip you off (as well as the vast majority of people who are decent and caring).
I’m always a bit wary if the email, text or phone call I get takes me by surprise and try to stop and think about the likelihood that an approach is in my best interest. Like anyone I get it wrong sometimes, but caution will seldom be a mistake. You can nearly always undo caution. An impetuous decision can be very hard to undo, and if its a bad one may live with you for life.
Today I got the message below from Action Fraud warning about a very topical scam about a subect nuch in the news. But a scam can just as easily feel topical to you just because it’s connected to something local to you, like a problem with your internet or a contract you’ve recently started/stopped. Or it may appeal to our love of a bargain. The scammers just work on a numbers bassis. If they phone, text or email enough people they’re bound to trigger someone into a response – Just work hard at not letting it be you. And if it is, don’t keep it to yourself. A problem shared is a problem halved, and a problem shared save someone else from your kind of damage.
We’re warning the public to be vigilant of unsolicited emails promoting cryptocurrency (Bitcoin) investment opportunities. We’ve received over 750 reports this week about Bitcoin-related phishing emails that use fake celebrity endorsements to try and lure victims into investment scams. The links in the emails lead to fraudulent websites that are designed to steal your money, as well as personal and financial information.
How you can protect yourself:
- Investment opportunities: Don’t be rushed into making an investment. Remember, legitimate organisations will never pressure you into making a transaction on the spot.
- Seek advice first: Speak with a trusted friend or family members, and seek independent professional advice before making significant financial decisions.
- FCA register: Use the Financial Conduct Authority’s (FCA) register to check if the company is regulated by the FCA. If you deal with a firm (or individual) that isn’t regulated, you may not be covered by the Financial Ombudsman Service (FOS) if things go wrong and you lose your money.
- For more information about how to invest safely, please visit: https://www.fca.org.uk/scamsmart
- Report suspicious emails: If you have received an email which you’re not quite sure about, you can report it to the Suspicious Email Reporting Service by forwarding the email to – firstname.lastname@example.org